Previously we have looked at tracking monthly income as well as lowering monthly bills and expenses. Today let us jump right on in to the best part: saving money! We are going to be looking at a few methods that will help you keep a buffer in your checking account and divide your savings account
My husband and I are currently renting a three bedroom, single family home in a nice little neighborhood that is a mix of home owners and renters. The house itself was built in 1977 and has a floor plan that was exceptionally popular for houses built around that time in our area. At one time, the house was very well cared for — the kitchen was renovated and the backyard had an irrigation system. After it was turned into a rental, it has not been kept up and there are quite a few things that are falling apart.
In the first post of our Budget Guide series, we shared the importance of knowing your monthly income and having a bill schedule. It is hard to set a budget without a clear understanding of how much you bring in every month and when bills are due. Today we are taking it one step further.
I believe I had been modestly frugal for most, if not all, of my life. I am the type of person that really dislikes seeing hard earned money leave my bank account, unless it is for something that I have planned for. I might, on rare occasion, do a spontaneous purchase, but then I usually