In the previous three posts, we discussed general finance and budgeting tips that, with some minor modifications, could be applied to almost any individual and/or family. Today we are going to look specifically at saving money for your child or children’s future. My husband and I are expecting our first child this September so this
Previously we have looked at tracking monthly income as well as lowering monthly bills and expenses. Today let us jump right on in to the best part: saving money! We are going to be looking at a few methods that will help you keep a buffer in your checking account and divide your savings account
My husband and I are currently renting a three bedroom, single family home in a nice little neighborhood that is a mix of home owners and renters. The house itself was built in 1977 and has a floor plan that was exceptionally popular for houses built around that time in our area. At one time, the house was very well cared for — the kitchen was renovated and the backyard had an irrigation system. After it was turned into a rental, it has not been kept up and there are quite a few things that are falling apart.
In the first post of our Budget Guide series, we shared the importance of knowing your monthly income and having a bill schedule. It is hard to set a budget without a clear understanding of how much you bring in every month and when bills are due. Today we are taking it one step further.
I believe I had been modestly frugal for most, if not all, of my life. I am the type of person that really dislikes seeing hard earned money leave my bank account, unless it is for something that I have planned for. I might, on rare occasion, do a spontaneous purchase, but then I usually