Budget Guide series - tips for saving

Budget Guide: Monthly Income and Bill Schedule

I believe I had been modestly frugal for most, if not all, of my life. I am the type of person that really dislikes seeing hard earned money leave my bank account, unless it is for something that I have planned for. I might, on rare occasion, do a spontaneous purchase, but then I usually

Budget Guide series - tips for saving

Budget Guide: Evaluating Housing, Bills and Expenses

In the first post of our Budget Guide series, we shared the importance of knowing your monthly income and having a bill schedule. It is hard to set a budget without a clear understanding of how much you bring in every month and when bills are due. Today we are taking it one step further.

Budget Guide series - tips for saving

Budget Guide: Organize Your Savings!

Previously we have looked at tracking monthly income as well as lowering monthly bills and expenses. Today let us jump right on in to the best part: saving money! We are going to be looking at a few methods that will help you keep a buffer in your checking account and divide your savings account

Budget Guide series - tips for saving

Budget Guide: Your Children’s Future

In the previous three posts, we discussed general finance and budgeting tips that, with some minor modifications, could be applied to almost any individual and/or family. Today we are going to look specifically at saving money for your child or children’s future. My husband and I are expecting our first child this September so this

Budget Guide series - tips for saving

Budget Guide: What to do with your tax refund?

Here in the United States, tax season has wrapped up and, hopefully, you submitted your taxes by the April 18th deadline or filed for an extension. For many, the stress of tax season is often relieved when we are informed that we will be receiving a tax refund from the federal government, the state government, or

10 Tips for Staying in Budget This Holiday Season

Here in the United States, we are now in the midst of the holiday season. Thanksgiving has just passed, and with December only a few days away, many of us have turned our minds to purchasing presents. With Black Friday, Small Business Saturday, Cyber Monday, and some stores offering deals all week long, a lot